Lauren Demerjian | Sterling Real Estate, Princeton Real Estate, Holden Real Estate


Having a home comes with many responsibilities. Sometimes, pressing needs can arise. It might be to repair some home features or to replace them altogether. These situations are bound to occur and can be parasitic on the homeowner's budget.

A home warranty is a program that provides a budget to cover any unforeseen expense in the home. It offers protection on repairs that, typically, are costly.

Home warranty and home insurance—often used interchangeably—is incorrect because there are a couple of glaring differences. While getting your home insured involves specific considerations as the location of the house and the building materials, a home warranty offers funds for costly repairs. Also, home warranty only covers the cost of fixing major appliances and systems as they age. But home insurance is meant to stand by financially in events of unforeseen damages.

Benefits of a home warranty

Home warranty plans come with many benefits to save homeowners the stress of having to source funds suddenly. Here are the crucial reasons why you should get a home warranty.

A home warranty covers costly repairs

Every homeowner has a budget detailing how much they will spend on certain things. In most cases, the chances are high that provision is not available for sudden repairs. What then happens when an urgent need pops up?

With a good home warranty, you don't have to worry about faults in your home that require immediate attention. Enough funds will be disbursed to get a quick fix and keep your home in good shape.

With a home sale, it assures the buyer of a safe deal

When you put up your home for sale, potential buyers consider certain factors. Usually, homes are refurbished to increase their value before they are listed, but things requiring urgent attention can emerge at any time. If you have a home warranty in place, you assure the buyer they have nothing to worry about if such situations occur.

Real estate listings with home warranties are more attractive to buyers

Potential buyers keep an eye out for deals that will save them unnecessary costs after the transaction. This reason is why a home with a home warranty will be a hot commodity in the real estate market.

Homes with home warranties usually sell faster and closer to the asking price

Home warranties give your home value a deserved boost. This attracts buyers to your listing. Any interested buyer will want to get that great home with the warranty before anyone does and so will have less chance trying to bargain the listing price.

These benefits above are realistic and attainable. You just need to find a good, affordable warranty plan.


Before you sell your home, you may want to invest in property upgrades. That way, you can enhance your residence both inside and out and boost your chances of enjoying a fast, profitable house selling experience.

Ultimately, there are many questions to consider prior to investing in home improvements. These questions include:

1. Which home improvements should I prioritize?

It may be beneficial to have a professional home inspector evaluate your residence. Because if you receive a home inspection report, you can learn about your residence's strengths and weaknesses. Perhaps most important, you can use this report to establish home improvement priorities.

There is no shortage of qualified home inspectors available in cities and towns nationwide. If you reach out to a home inspector today, you can take the first step to identify and address various problems throughout your house.

2. How much should I spend on home improvements?

Although you would like to improve your residence as much as possible, there is only a finite amount of money at your disposal to allocate to property improvements. If you create a home improvement budget, however, you may be better equipped than ever before to get the most out of your available funds.

Also, it is important to remember that some home improvements are quick and simple to complete. If you can perform home upgrades on your own, you may be able to save money in comparison to hiring a professional contractor to complete these tasks for you.

3. How much time should I commit to home improvements?

Think about when you want to list your home. Next, you can craft a home improvement timeline that allows you to determine which property upgrades you want to complete and when you want to finish these projects.

Generally, it is helpful to give yourself as much time as you can to perform home improvements. And if you have sufficient time to complete home upgrades, you'll ensure that these tasks are always finished correctly.

As you get ready to list your residence, you may want to hire a real estate agent too. This housing market professional can examine your house and offer home improvement recommendations and suggestions. Furthermore, a real estate agent may be able to put you in touch with the best home improvement professionals in your area.

A real estate agent provides comprehensive assistance throughout the property selling journey as well. He or she will help you list your residence and promote it to the right groups of buyers. And if you receive an offer to purchase your home, a real estate agent will help you analyze this homebuying proposal and determine the best course of action.

Ready to transform your ordinary home into an attractive option for buyers? Allocate time and resources to perform home improvements – you'll be glad you did. If you upgrade your residence, you can show off the true beauty of your house and increase the likelihood of a successful property selling experience.


No one should be forced to break the bank to secure a terrific house. However, a first-time homebuyer may be more likely than others to overspend on a residence, particularly if he or she fails to understand the ins and outs of the housing market.

Lucky for you, we're here to teach you what it takes to browse the real estate market effectively so you can find a house that matches your budget.

Now, let's take a look at three tips to help a first-time homebuyer purchase an affordable residence.

1. Examine the Housing Market Closely

Many great houses are available, and a first-time homebuyer should review a broad range of residences closely. By doing so, this homebuyer can establish a price range for his or her home search.

Evaluate the prices of residences that are currently available in your city or town. That way, you can find out what it costs to afford a home that may serve you well both now and in the future.

Also, assess the prices of recently sold residences in your area. With this housing market data in hand, you can find out whether you're about to enter a buyer's market or seller's market and plan accordingly.

2. Get Pre-Approved for a Mortgage

Pre-approval for a mortgage can help you map out a homebuying budget before you enter the real estate market. Thus, getting pre-approved for a mortgage can make a world of difference for any first-time homebuyer, at any time.

To get pre-approved for a mortgage, you'll want to meet with several banks and credit unions in your area. These lenders can teach you about different mortgage options and help you select one that corresponds with your budget.

In addition, be sure to ask plenty of questions about potential mortgage options before you make your final mortgage decision. This will allow you to understand the differences between fixed- and adjustable-rate mortgages and choose a mortgage that can help you avoid the temptation to overspend on a residence.

3. Collaborate with a Real Estate Agent

When it comes to pursuing a house for the first time, don't leave anything to chance. Instead, collaborate with a real estate agent, and you can streamline the process of purchasing an affordable residence.

A real estate agent helps take the guesswork out of looking for residences. He or she will keep you up to date about new houses as they become available and set up home showings on your behalf. Plus, this housing market professional will do whatever it takes to guarantee you can obtain an affordable house that surpasses your expectations.

Perhaps best of all, a real estate agent will help you alleviate stress throughout the homebuying journey. And if you encounter challenging negotiations with a home seller, a real estate agent will step in and help you get the best price for a residence – without exception.

Ready to purchase a house for the first time? Use these tips, and you can acquire an affordable residence that you can enjoy for years to come.


When it comes to making your home and property safer for your family and others, the Boy Scouts motto says it all: "Be prepared!"

While it's next to impossible to completely eliminate all risks and potential hazards in and around your home, there are dozens of things you can do to make your property safer.

Every family's safety needs are unique, but here are a few basic precautions that can help reduce the chances of home accidents occurring -- both large and small.

Stair safety: All things being equal, it's riskier to walk down a flight of stairs than it is to walk on level ground. While that may seem obvious, most people don't stop and think about the potential risks of descending stairs as they're about to do it. Although tripping and falling on stairs can be injurious to just about anyone, it's especially dangerous for elderly people. From a homeowner's standpoint, there are several things you can do to reduce the risk of family or friends stumbling on your stairs. On an ongoing basis, it's necessary to make sure there are no loose objects on the stairs that could cause someone to lose their footing. Keeping stairs clear of toys, building blocks, and slipping hazards can be challenging if you have young children. Until they're taught to pick up after themselves -- which might occur sometime between now and college -- stair safety is an important issue to be aware of. Another key strategy for preventing household accidents is to make sure railings are properly installed and firmly anchored. Basement stairs can pose additional risks because they're sometimes inadequately lighted. Concrete floors at the bottom of some staircases can make a fall even more hazardous (not to mention painful). Increasing lighting, if needed, and making the bottom step more visible so that it's not accidentally skipped, are two preventative measures for reducing the chances of anyone falling on basement stairs.

Fire safety: Most people are aware that it's essential to have several working smoke detectors placed in strategic locations in your kitchen, bedroom area, and other parts of your house. Even though it's common knowledge, people don't always remember to install enough of them, replace worn out batteries when necessary, or test them every few months to make sure they're in good working condition. Some people remove the battery to silence smoke alarms while they're cooking, which can be dangerous if they don't remember to put them back afterwards. If your kitchen smoke detector has a "push to hush" button, then that can be a safer way to temporarily quiet a smoke detector when you're cooking dinner. Home fire safety also entails several other precautions, including having a fire extinguisher in the kitchen (and other areas), having a second-floor fire-escape ladder available, and teaching children how to avoid and respond to potential fire dangers. More detailed information and educational materials on fire safety is available from government agencies and non-profit organizations like the American Red Cross and the National Fire Protection Association.

Stay tuned to this blog for more helpful tips, pointers, and ideas for keeping your home safer and more secure.


In today’s world, everything is online. You probably have started your home search online as well. It’s plain fun to look at real estate. You can dream of living in a place you can’t afford. You might never see any of those listings that you’re browsing in person. Should you?


No matter when your home search may become a reality, there are a few benefits to seeing houses in person. 


You’ll See What Your Money Can Get You


What you want and what you can afford may be far apart. You won’t understand the reality of the housing market unless you see it firsthand. By looking at what’s available on the market at a given time, you will be able to see how much house your dollars will buy you. Knowing what you can afford will help you to keep your expectations in check when you do head out to search for a home. Looking at what homes are on the market can actually help you to help your real estate agent find you something that will suit your needs. There’s nothing worse than telling your agent that you want a home that’s impossible to find.


You’ll Meet Real Estate Agents


By going to open houses, you’ll be able to meet different real estate agents. Through this process, you could very well meet the agent who will help you to find your dream home. If you like the way an agent is helping to sell a home, you’ll very likely get along with them as a buyer. 


You Will Know How Much Competition You Have


If you’re attending open houses and find that there are many other people there the same time as you, it could be a sign that the market has tight competition. A lot of open house attendees means that prices are higher because the competition is fierce. You may have to offer above asking price in order to secure a deal on a home.


You’ll Learn Different Areas


Open houses can bring you to places you may have never thought of living before. You’ll get a sense of what different neighborhoods are like if you spend some time exploring through attending open houses. 


You’ll Learn What You Can Live With


It’s easy to have a concrete picture in your mind of what you want in a home and what you can deal with. When you see houses firsthand, you may be able to open your mind a bit as to the type of home you’re seeking.  


 





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